Summary of Cover
Please find below a summary of the benefits available to help you choose the cover most suited to your needs. This is only a summary. You should read the policy for the full terms and conditions.
* Note: Medical Expenses Policy excesses for persons over 65 years are increased to £150.
| Section |
Standard &
Seasonal 100 |
Super &
Seasonal 200 |
Executive &
Seasonal 300 |
Excess
(all policy types) |
| Cancellation & Curtailment |
Up to £1,000 |
Up to £2,000 |
Up to £6,000 |
£70 (£20 loss of deposit) |
| Medical Expenses including emergency assistance services |
Up to £2,000,000 |
Up to £5,000,000 |
Up to
£10,000,000£10 per day up
| £70* |
| Hospital benefit |
£10 per day up
to £300 |
£10 per day up
to £300 |
£10 per day up
to £300 |
N/A |
| Personal Effects & Baggage |
Up to £1,000 |
Up to £1,000 |
Up to £1,500 |
£70 |
| Single Item Limit |
£200 |
£200 |
£250 |
|
| Valuables Limit (total) |
£200 |
£200 |
£250 |
|
| Travel Documents |
Up to £150 |
Up to £150 |
Up to £150 |
|
| Delayed baggage |
£50 for each 12 hours up to
£150 |
£50 for each 12 hours up to
£150 |
£50 for each 12
hours up to
£150 |
|
| Personal Money |
|
|
|
|
| Cash Limit |
£100 |
£200 |
£250 |
£70 |
| Cash (under 18’s) |
N/A |
N/A |
£50 |
|
| Travel delay |
N/A |
N/A |
£20 for 1st 12 hour period
£10 each additional
12 hours
(£250 max) |
N/A |
| Holiday Abandonment |
N/A |
N/A |
Up to £6,000 |
£70 |
| Missed Departure |
N/A |
N/A |
Up to £500 |
N/A |
| Personal Accident |
Max Benefit
£10,000 |
Max Benefit
£10,000 |
Max benefit
£20,000 |
N/A |
| Loss of limbs or sight (aged under 65) |
£10,000 |
£10,000 |
£20,000 |
|
| Permanent Total Disablement |
£10,000 |
£10,000 |
£20,000 |
|
| Death benefit (18-65) |
£5,000 |
£5,000 |
£10,000 |
|
| Death Benefit (under 18) |
£2,500 |
£2,500 |
£2,500 |
|
| All benefits (over 66) |
N/A |
£2,500 |
£2,500 |
|
| Personal Liability |
Up to
£2,000,000 |
Up to
£2,000,000 |
Up to
£2,000,000 |
£250 |
| Legal Expenses |
Up to £5,000 |
Up to £5,000 |
Up to £10,000 |
N/A |
| Catastrophe Cover |
Up to £1,000 |
Up to £1,000 |
Up to £1,000 |
N/A |
| Ski Equipment |
|
|
|
£70 |
| Owned |
Up to £300 |
Up to £500 |
Up to £600 |
|
| Single item limit (owned) |
£250 |
£450 |
£550 |
|
| Hired |
Up to £200 |
Up to £300 |
Up to £350 |
|
| Ski Hire |
£20 per day
(£200 max) |
£20 per day
(£300 max) |
£20 per day
(£300 max) |
N/A |
| Ski Pack |
Up to £75 per day
(£300 max) |
Up to £75 per day
(£350 max) |
Up to £75 per day
(£350 max) |
N/A |
| Piste Closure |
No Cover |
No Cover |
£30 per day
(£300 max) |
N/A |
| Avalanche Closure |
Up to £200 |
Up to £200 |
Up to £500 |
N/A |
|
|
