Cover Levels

Ski Club Travel Insurance policies are designed by winter sports enthusiasts, for winter sports enthusiasts with different levels of cover to suit your needs.

Single Trip

Please view our single trip policy cover levels;

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Cover Available Silver  Gold  Platinum
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Policy excess  £100 £75 £60
If you have to cancel your trip  £1,000 £2,000 £6,000
If your scheduled airline stops trading  No cover £1,000 £1,500
If your departure is delayed by 12 hours or more   £10 for each 12 hour period £20 for each 12 hour period £30 for each 12 hour period
Delayed departure total £100 £200 £300
If you choose to cancel after a 24 hour delay £1,000 £2,000 £6,000
Missed departure (dep and return) £250 £500 £1,000
If your scheduled airline stops trading no cover £1,000 £1,500
If you need emergency medical attention £5,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day no cover £30 £50
Public hospital inconvenience benefit total no cover £600 £1,000
Emergency dental treatment no cover £100 £200
Emergency physiotherapy treatment no cover £100 £200
If you are unable to use your pre-paid Ski Pack per day £15 £25 £50
If you are unable to use your pre-paid Ski Pack total £240 £400 £500
If you need dental treatment on your return home no cover no cover £200
If you need physiotherapy treatment on your return home no cover £250 £500
If you have to come home early £1,000 £2,000 £6,000
If your possessions are lost, stolen or damaged:
Total payable £1,000 £1,500 £2,000
Clothes and footwear £1,000 £1,500 £2,000
Cosmetics and toiletries £100 £200 £250
Luggage £75 £150 £250
Watches & Jewellery £150 £300 £500
Eyewear £150 £150 £150
Electrical items and photographic equipment £150 £300 £300
If your possessions are delayed by 12 hours £75 £100 £150
If your wintersports equipment is lost, stolen or damaged:
Total payable £750 £1,000 £1,500
Helmets £100 £125 £250
Skis £350 £500 £1,000
Snowboard £350 £500 £1,000
Bindings £75 £125 £250
Poles £30 £50 £100
Gloves £50 £75 £150
Boots £200 £250 £500
Goggles £50 £75 £150
Ski Clothing £350 £500 £1,000
If your wintersports equipment is delayed by 12 hours:
To hire ski equipment - per day £50 £100 £200
To hire ski equipment - total £250 £500 £1,000
If your wintersports equipment is damaged whilst in use:
To hire ski equipment - per day £50 £100 £200
Total payable £300 £500 £1,000
If your hired wintersports equipment is lost, stolen or damaged:
Total payable £150 £250 £500
If your cash is lost or stolen no cover £250 £500
If your passport is lost or stolen no cover £300 400
If your ski lift pass is lost or stolen no cover £250 £500
If you are hijacked no cover £50 £100
Hijack benefit total no cover £250 £500
If you are mugged no cover £50 £100
Mugging benefit total no cover £250 £500
Natrual Catastrophe no cover no cover £1,000
Personal liability £1,000,000 £2,000,000 £2,000,000
Death and Disability benefit:
Accidental death benefit no cover £10,000 £15,000
Permanent loss of sight or limb £10,000 £15,000 £20,000
Permanent and total disablement £10,000 £15,000 £20,000
If you need legal advice £15,000 £25,000 £50,000
If you cannot return home:
Either: Per 24 hours no cover no cover £100
Either: Per 24 hours total payable no cover no cover £1,500
Or: additional travel expenses no cover no cover £1,000
If an avalanche occurs per day no cover £200 £200
If an avalanche occurs total no cover £1,000 £1,000
If there is no snow per day no cover £50 £50
if there is no snow total no cover £250 £350
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*Ski Club members save 15% on all travel insurance policies compared to non-members.

Multi-Trip

Please view our multi-trip policy cover levels below;

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Cover Available Silver  Gold  Platinum
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 Policy Wording  Policy Wording  Policy Wording
Policy excess  £100 £75 £60
If you have to cancel your trip  £1,000 £2,000 £6,000
If your scheduled airline stops trading  No cover £1,000 £1,500
If your departure is delayed by 12 hours or more   £10 for each 12 hour period £20 for each 12 hour period £30 for each 12 hour period
Delayed departure total £100 £200 £300
If you choose to cancel after a 24 hour delay £1,000 £2,000 £6,000
Missed departure (dep and return) £250 £500 £1,000
If your scheduled airline stops trading no cover £1,000 £1,500
If you need emergency medical attention £5,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day no cover £30 £50
Public hospital inconvenience benefit total no cover £600 £1,000
Emergency dental treatment no cover £100 £200
Emergency physiotherapy treatment no cover £100 £200
If you are unable to use your pre-paid Ski Pack per day £15 £25 £50
If you are unable to use your pre-paid Ski Pack total £240 £400 £500
If you need dental treatment on your return home no cover no cover £200
If you need physiotherapy treatment on your return home no cover £250 £500
If you have to come home early £1,000 £2,000 £6,000
If your possessions are lost, stolen or damaged:
Total payable £1,000 £1,500 £2,000
Clothes and footwear £1,000 £1,500 £2,000
Cosmetics and toiletries £100 £200 £250
Luggage £75 £150 £250
Watches & Jewellery £150 £300 £500
Eyewear £150 £150 £150
Electrical items and photographic equipment £150 £300 £300
If your possessions are delayed by 12 hours £75 £100 £150
If your wintersports equipment is lost, stolen or damaged:
Total payable £750 £1,000 £1,500
Helmets £100 £125 £250
Skis £350 £500 £1,000
Snowboard £350 £500 £1,000
Bindings £75 £125 £250
Poles £30 £50 £100
Gloves £50 £75 £150
Boots £200 £250 £500
Goggles £50 £75 £150
Ski Clothing £350 £500 £1,000
If your wintersports equipment is delayed by 12 hours:
To hire ski equipment - per day £50 £100 £200
To hire ski equipment - total £250 £500 £1,000
If your wintersports equipment is damaged whilst in use:
To hire ski equipment - per day £50 £100 £200
Total payable £300 £500 £1,000
If your hired wintersports equipment is lost, stolen or damaged:
Total payable £150 £250 £500
If your cash is lost or stolen no cover £250 £500
If your passport is lost or stolen no cover £300 400
If your ski lift pass is lost or stolen no cover £250 £500
If you are hijacked no cover £50 £100
Hijack benefit total no cover £250 £500
If you are mugged no cover £50 £100
Mugging benefit total no cover £250 £500
Natrual Catastrophe no cover no cover £1,000
Personal liability £1,000,000 £2,000,000 £2,000,000
Death and Disability benefit:
Accidental death benefit no cover £10,000 £15,000
Permanent loss of sight or limb £10,000 £15,000 £20,000
Permanent and total disablement £10,000 £15,000 £20,000
If you need legal advice £15,000 £25,000 £50,000
If you cannot return home:
Either: Per 24 hours no cover no cover £100
Either: Per 24 hours total payable no cover no cover £1,500
Or: additional travel expenses no cover no cover £1,000
If an avalanche occurs per day no cover £200 £200
If an avalanche occurs total no cover £1,000 £1,000
If there is no snow per day no cover £50 £50
if there is no snow total no cover £250 £350
Get a QuoteGet a QuoteGet a Quote
 Policy Wording  Policy Wording  Policy Wording
Silver  Gold  Platinum
Next Please scroll to view all columns Next

*Ski Club members save 15% on all travel insurance policies compared to non-members.

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